Five Health Tips When Studying

Health Tips

1. Have emergency numbers on hand

At the start of any study abroad program, you can receive a packet with the necessary information, including medical emergency phone numbers and other contact. Please keep them and instead remember ... throw them in the trash. You should use that number for the right time to get timely help if injured or sick.Remember me okay: emergency phone number is 911 in the U.S. and in some European countries is 112.

2. Address of one or more physicians

If you wish to periodic health examinations and maintain a good health should be regular contact with one or more physicians and create intimate relationships with them. The best person to ask is the representative for your study abroad program.They will find doctors who have expertise and long experience in health care for international students.

It is best to go to the doctors speak English and have a little prestige to avoid what he "quacks" scam.

3. Using the National Health Service NHS (National Health Service)

You will receive preferential treatment for students of NHS if you are an international student studying in the UK and more than 6 months. These incentives include examination and physical examination as well as free medical care (except for eye problems and dental). However, you still have to pay a certain amount for any medicines you buy from pharmacies (about £ 7).

To use NHS services, you must register with a medical card at your local doctor (GP-General Practitioner) soon after to England. Most UK universities have clinics for students within the campus. This is where you can check the health, vaccination and treatment.

If you want to subscribe to the medical doctor living area, you can find a list of doctors in the NHS website. You can also search for a medical facility for families (Family Health Service Agency) in the phonebook of your area or on the Internet.

You will receive an NHS card with its own NHS number on the card after registering. Cards are sent to the address you enter on the registration form.

4. Using health insurance effective

One thing that is extremely flawed international students only think of their health insurance when treatment was finished and assistant fire when that hospital charges-high. You know, the cost of medical services in a foreign country with no extreme. Even natives can also ... slides now without the support of health insurance. So do not forget to submit to the personal papers as well as your health insurance if you do not have to go to the hospital okay sewing.

5. Take care of yourself is Number One!

Eating adequate in both quality and quantity in the daily diet, do not be too eager to play in bars as well as the use of harmful stimulants health. Regular exercise improves the body's resistance again.

In addition, please bring the necessary items such as hats, umbrellas or jacket when you're out okay. Weather in countries like UK, USA, Germany, Japan ... very easy to make you slightly sick. So let's have a medical box in your room, in order to temporarily "fire" when headache runny nose. Good health will surely help you be more successful learning it!

Tips on Health Insurance

Health Insurance

If you have health insurance, complete a course of treatment at the hospital would Oncology at Modern Hospital Guangzhou, provide hospital discharge paper - brief illness and treatments, bills billing, medical certificates etc... And help you fill out insurance papers, to obtain insurance at the insurance company.

With the increasing incidence of cancer worldwide, health insurance has become an important choice to make sure people's lives and health of minh. The but, while choosing health insurance to note the fact that the problem?

Selecting the appropriate type of insurance itself

A number of major disease insurance: Insurance cardiovascular disease, cancer, chronic kidney, acute hepatitis ... When buying insurance, ask your insurance broker or insurance agent to give you a comprehensive insurance plan to meet insurance needs. Paper based insurance plans needs of the insured, responsible for collection and payment of insurance, insurance characteristics and other factors, and then calculate the currency, a good insurance plan should meet the hedging needs of psychology and physiology of the insured, the implementation of risk transfer by insurance

Noting the highest quota in the annual financial management

The financial management quota annually that each health insurance plan regulations from less than $ 10,000, as much as possible in the millions of dollars. Financial management quota as high as possible, because of the ill treatment they need a big hospital for a long time.

Be aware of your annual health checks and periodic treatment

Plan coverage of large corporations often have included annual health examination and treatment service periodically. Plan coverage of private companies or small companies also include services, which may include a waiting period. Sometimes, breast X-ray examination, genetic testing, prostate testing, immunization vaccines or ophthalmologist also be attributed to that category. Please contact your insurance company to confirm the request and the amount involved.

Health Insurance Advantages

Regular Health Insurance

Health is the most valuable assets of a person, as a firm support for life, is the source of joy, happiness of a family.

So, besides concerns about education, finance, attentive care for the health of themselves and their families would be a problem you can not ignore.

Health insurance, you and your family will rest easy knowing that our goals "Care and Protect Your Health."

 Each type of health insurance has its own pros and cons. Depending on what stage you're at in life and many other factors, can this type of insurance will meet your needs better than others. The question often asked is: "Health insurance and health insurance any different?"

Health insurance protects your overall health

* Support for necessary expenses while in hospital Delivers comprehensive support to help you secure treatment to overcome the disease with three basic rights:  

Fee subsidies:  Support for hospitalization expenses by the amount of insurance (STBH) of this benefit for each day of hospitalization.

Special care allowance:  In addition to the rights fee allowance as mentioned above, you will be more support for each fiscal year on special care.

Surgical Benefit:  You will receive the maximum cost for each surgery STBH.

* Method of payment of insurance benefits simple, logical

You will be paid benefits based on the actual number of days in hospital, but not to exceed the number of days specified for each type of disease under Rule, contract Terms of complementary products, help you feel secure treatment center.

Health Insurance:

When medical examination and treatment to the right place initial registration recorded on cards

Thus health insurance has many advantages compared to our regular health insurance:

Appropriate cost, high benefit.

Guarantee payment of hospital fees.

Use of medical services at any hospital or clinic in the guarantee system. 

Health insurance is indeed optimal protection solution to help you reduce the cost burden on the entire health care and family care.

Health Insurance Pays More Benefit Services

Health insurance

According to the list of health insurance (HI) is the new Public Health, health insurance has been extended with several drugs, high-tech services in the diagnosis and treatment, such as cancer, organ transplant, intervention cardiology, open heart surgery, artificial joints replaced, gamma knife surgery, PET / CT ...

The drugs, including medicine and oriental medicine, under the coverage from the health insurance fund based on a list of drugs issued by the Ministry of Health, has met the demands of the treatment clinics disease. According to this list, with cancer - the disease that expensive cost of treatment, there were 56 kinds of injections, oral medications and drugs for external use are covered by health insurance. About those related to cardiovascular disease, there are nearly 100 drugs on the list are covered by health insurance ... For cancer treatment drugs, anti-rejection medication, health insurance paid for 50% of drug costs out the object list for children under six years of age and the insured from 36 consecutive months.

Joint Operation With The Insurance Payment?

insurance payment

I am 31 years old, hip tuberculosis. I'm still up and down stairs, sit and stand back. However, the change of posture, I was sore. I also had to add 2 cm shoe linings.

So I should not or hip replacement when the pain did not last longer instead? If the change will arise later, what matters?

In 17 years, I have fallen hook the ball and put the butt, which I have pain in the hip. I have to go back and bent some time to stabilize. In college, I still participate in regular physical activity.

By 2008, I had back pain and the Hanoi Institute for Tuberculosis TB testing matched by mantoux reaction. The conclusion that I do not have TB hip.

I go back to visit at the doctor's Hospital 108 for my arthritis drugs. I drink about 6 months, but not out, the doctor advised to stop and when to be ill after joint replacement. From May 10/2011, I went to fix some healers, medicine in traditional medicine, but the condition is not reduced.

I continue to return to Hanoi Institute of Tuberculosis test. After an MRI, the doctor concluded I was working 98% of my hip and the re-treatment regimen (2 months and 6 months of oral vaccination).

To 09.07.2012 and then, my labor and treatment of illness has not been reduced. The doctor told me if illness should still sore hip replacement.

Please ask for my age, total hip replacement may be too young? Is going to be replaced several times? So instead of that? The cost for each change around how much? Insurance support is how much?

Dr.  Answered:

 According to the letter you describe your hip injury is relatively heavy for 2 cm shorter legs. Thus, we may consider hip replacement problems. The hip replacement will solve the pain and improve your ability to walk due to the adjustable leg length. Hip replacement costs include the cost of joint replacement, the cost of artificial hip (artificial hip joint has many different types, price ranges from 40 million to 90 million).

Insurance will assist you if you are right about 30 million online and papers. Longevity depends match a number of factors such as location, quality of bone, joints ... if in case all the elements were good in the world literature have been the case in 30 years.

Health Insurance Entitlements of Military Family

Health Insurance of Military Family

Some military personnel in Region 3, the Navy asked: Suggested editorial office said entitlements of family health insurance military health insurance card by the Department of Defense social level specified how?

Answer: According to the provisions of the law on health insurance, military family members (referred to as relative) when medical examination at registration examination and initial treatment or health insurance to health care in an emergency situation enjoys the following benefits:

First, for conventional medical service: 100% of the cost of health cares for the family and children under 6 years of age who has relatives. 95% of the cost of health care for elderly relatives is eligible for social security benefits each month. 80% of the cost of health cares for other relatives.

Second, for high-tech services, major costs: 100% of the cost for services once used that technique for the relatives of children under 6 years of age. 100% of the cost, but not to exceed 40 months for a minimum wage of uses including technical services for family members who are public and the rest paid by the patients themselves for examination and treatment . 95% of the cost, but not to exceed 40 months for a minimum wage of uses technical services, the rest paid by the patients themselves to examination and treatment for elderly relatives eligible for social security benefits each month. 80% of the cost, but not to exceed 40 months for a minimum wage of uses technical services, the rest paid by the patients themselves to examination and treatment for other relatives.

Third, the use of cancer drugs, anti-rejection drugs outside the list provided by the Ministry of Health but are permitted for circulation in Vietnam is 50% paid health insurance for the family's children under 6 years of age or body if the insured period of 36 consecutive months.